01
You say how much
An amount for the business and your name, above. Checking options is a soft inquiry and does not affect your credit score.
For business owners · $100 to $5,000 · no fee to ask
Ask once.See the arithmetic first.
A revenue-based merchant cash advance for your business, requested once and passed to the funders in the JetSetTech network together. Move the amount and the panel beside it shows what a fixed-cost advance that size looks like, before you send anything.
MCA · ILLUSTRATIVE EXAMPLEA=$2,500 · F=1.15 to 1.45
1.15
1.20
1.25
1.30
1.35
1.40
1.45
LOWER FACTOR
MIDDLE
HIGHER FACTOR
$100
$5,000
- Fixed total to remit
- $2,875
- Fixed cost
- $375
- Example share of receipts
- 12%
- Approximate business days
- ~101 to 127
to $3,625
factor 1.15 to 1.45
to $1,125
not interest, no APR
about $28.57 a day
at $5,000 a month
flexes with your receipts
Illustrative example, not an offer or a quote. Actual terms come only from the funder’s Revenue Purchase Agreement. JetSetTech is not a funder and does not set terms.
$100 to $5,000 for your business
An advance, not a loan
JetSetTech is not the funder
A fixed cost, never an APR
Commercial use only
About 3 months in business
About $1,500 a month in revenue
No fee to ask, ever
01THE ADVANCE, WORKEDA=$500 · F=1.18
One fixed total. Not a rate that runs.
A merchant cash advance is priced with a factor. Multiply the advance by it and you have the whole amount your business remits, fixed when the agreement is signed. Scroll and the point flies the example; take a slider and it is yours.
$100 to $5,000
1.15 to 1.45
Lower end of the example range: $90 fixed cost on $500.
1.15
1.20
1.25
1.30
1.35
1.40
1.45
LOWER FACTOR
MIDDLE
HIGHER FACTOR
$100
$5,000
$500 at a 1.18 factor: $590 to remit in total, fixed
- Fixed total to remit
- $590
- Fixed cost of the advance
- $90
- Example share of daily receipts
- 12%
- Approximate business days
- ~69
purchase price x factor
on $500 received
not interest, no APR
about $8.57 a business day
at $1,500 a month in revenue
flexes with your receipts
Illustrative example, not an offer or a quote. The factors, the share of receipts and the revenue figure are examples chosen to show the arithmetic, not terms any funder has offered, and not an average of our network. A merchant cash advance is not a loan: its cost is a fixed amount, not interest, and it is never expressed as an APR. Actual terms, including the factor, the remittance method and any fees, come only from the funder’s Revenue Purchase Agreement. JetSetTech is not a funder.
02HOW IT WORKS
One request, then the funders answer.
02
It goes out once
Your request reaches the third-party funders in the JetSetTech network together, not one after another. Nobody is shown it first.
03
Funders look at revenue
Each funder reviews your business receipts and bank activity and decides on its own. Silence from one is not a decision by the others.
04
You sign, or you do not
A funder that wants to buy a share of your receivables sends its own Revenue Purchase Agreement. You are committed to nothing until you sign it, and no one here can sign it for you.
The most you can ask for
From $100 up to it, for your business. A funder decides what, if anything, to offer inside that range.
$0
What JetSetTech charges you
Not before, not after. A funder may pay us when a request we pass on is funded.
3 months
About this long in business
With about $1,500 a month in revenue into a business bank account. Funders look at receipts, not at a consumer credit file.
18+
Who can ask
A US business or self-employed owner, authorized to act for the business. Not available in California and New York.
03WHAT IT COSTS
Nothing from us. The rest in writing.
Who pays for this
Not you.
A funder may pay us when a request we pass on is funded. Nothing is charged to your business, before or after.
Before you sign
01
The total purchased amount
The advance times the factor. It is the whole amount you will remit, fixed at signing.
02
How remittance is collected
A share of daily or weekly receipts, or a fixed debit. Ask whether it adjusts if revenue slows.
03
Anything taken out up front
Receiving $2,000 and being funded $1,850 after fees is not the same deal.
04
Reconciliation and early payoff
Whether the agreement lets you reconcile remittances to actual receipts, and what an early payoff changes.
Example advance
$2,500
Paid to the business as the purchase price for a portion of its future receivables. It is not a loan, so there is no interest and no APR.
At a 1.30 factor
$3,250
The whole amount to remit, fixed at signing. The fixed cost is $750. It does not grow with time the way a rate does, which is also why an early finish does not automatically make it smaller.
Remitted from receipts
12%
An example share of daily receipts, about $29 a business day at $5,000 a month in revenue, or roughly 114 business days in all. Slower weeks mean smaller remittances.
Illustrative example, not an offer or a quote. Factors in this example run from 1.15 to 1.45; actual terms come only from the funder’s Revenue Purchase Agreement.
Everything else.
An advance is a tool for a short gap in a working business, not a fix for revenue that keeps falling short. Weigh the fixed cost against what the money will earn. If anything here contradicts a funder’s Revenue Purchase Agreement, the agreement governs. JetSetTech governs nothing; this page describes what we do.
01
What a merchant cash advance is
Not a loan. A funder buys a portion of your business's future receivables and pays you the purchase price today, under a Revenue Purchase Agreement. Your business then remits the purchased amount, usually as a share of daily or weekly receipts or as fixed debits, and remittances can flex with revenue.
02
Who qualifies
A US business or self-employed owner, 18+ and authorized to act for the business, about 3 months in business, about $1,500 in monthly revenue and a business bank account. Advances are for commercial purposes only, never for personal, family or household use.
03
What it costs
A fixed cost, set when you sign: the purchase price times a factor. It is not interest and it is never expressed as an APR. Read the total purchased amount, the remittance method and any fees in the funder's agreement before you sign.
04
Where we cannot help
Not in California and New York, where commercial financing disclosure laws apply. Businesses in every other state, including Virginia, can ask.
05
What we are, and are not
JetSetTech is a connection provider. It is not a funder, is not a party to any Revenue Purchase Agreement and does not guarantee funding or terms. Funders decide independently. Checking options is a soft inquiry and does not affect your credit score.
06
What happens to what you type
It goes to the funders and marketing partners in our network so they can contact you about your request. We do not sell it as a list; the privacy policy lists every category.
07
What we never ask for
A fee, ever. Anyone asking for an up-front payment to release funding is not us. Stop, and write to us.
Who you are dealing with
One company. One board.
JetSetTech is a free connection service for business owners, not a bank and not a funder. One office in Richmond, and a desk that answers during the hours below.
Write to the deskThe company
JetSetTech LLC
a Virginia limited liability company
The office
919 East Main Street, Suite 1000
Richmond, Virginia 23219
The desk
(804) 742-0196
Mon-Fri, 9am-6pm Eastern
In writing
help@jetsettech.net
Answered on business days
The release
One request. Every funder. At once.
- Advance
- $100 to $5,000
- To ask
- No fee, ever
- The cost
- Fixed, never an APR
JetSetTech is not a funder and never asks your business for a fee. Advances are for commercial purposes only.
See my options
One short request. No fee, and checking options is a soft inquiry that does not affect your credit score; a funder may review your business further, with your consent. Not available in California and New York.